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There are a number of considerations: First Party Cover (your own business assets): Confidentiality Who will get access to the content? • Loss or damage to digital assets such as data or software programmes Security What protocols are in place to ensure only those supposed to access it can? • Business interruption from network downtime • Reliability Can you be sure that the content you stored is what you think it is? Cyber extortion where third parties threaten to damage or release data if money is not paid to them • Availability Can it be accessed 24 hours a day 7 days a week and from where? Customer notification expenses when there is a legal or regulatory requirement to notify them of a security or privacy breach • Data Deletion Procedures Who is responsible for deleting data and when? Reputational damage arising from a breach of data that results in loss of intellectual property or customers • Theft of money or digital assets through theft of equipment or electronic theft Third Party Cover (the assets of others): Protect your reputation Backing your own procedures with a comprehensive insurance solution would seem prudent to guarantee that your client’s content is delivered without you being out of pocket should the worst happen. Cyber Liability, to cover damage or loss of information from IT systems or networks, can be essential when faced with potential reputational damage. These generally fall into idx_108_half_BVE.pdf 1 11/12/2015 two categories - First and Third Party risks. • Security and privacy breaches, and the investigation, defence costs and civil damages associated with them • Multi-media liability, to cover investigation, defence costs and civil damages arising from defamation, breach of privacy or negligence in publication in electronic or print media • Loss of third party data, including payment of compensation to customers for denial of 16:25 access, and failure of software or systems. Insurance brokers should watch your back, protect your people, assets and reputation by understanding your business. Leighton Chenery from Sutton Winson is a Broadcast & Media insurance broker specialist that can be contacted on or 07976 327 407. C M Y CM MY CY CMY K Which one fits you? Reliability and safety first Stand G20 For more details contact: IDX Technology 01753 547692 KITPLUS - THE TV-BAY MAGAZINE: ISSUE 109 JANUARY 2016 | 45